No. of Recommendations: 0
>> 31.28% FID US EQ INDEX POOL
24.90% FID DIVERSIFIED INTL
23.63% FID SMALL CAP STOCK
20.18% NB GENESIS - TR CL
<<

I'd definitely stick with Fidelity Diversified International (FDIVX). It's a Morningstar 5-star fund and it's closed to new investors. I'd strongly suggest NOT selling out of it.

Fidelity Small Cap Stock (FSLCX) is nothing special (though if it were Low-Priced Stock, that would be a different story). If it's your only small cap option, keep it. If you have other small cap options, what are they? I'm not thrilled with its 1.08% expense ratio. Having said all that, if it's your only small cap option, I'd lean towards keeping it but possibly reducing the stake to something closer to 15%.

NBGTX leans toward large cap growth, so I'd sell it and just stick with the index. It doesn't add much diversification and the fees (1.04%) are much higher than the index fund. You aren't getting enough performance or diversification to justify the expenses.

Do you have any value funds available? Any REITs? Any sector funds? Before saying whether you should keep the index (or say how much should be there), it might help to know what other options you have.

#29
Print the post  

Announcements

The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.
Advertisement