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>> Bears (who is being flogged by the market but is secure at home) <<

The only thing that's giving me any comfort right now is that we have no debt, our modest house is owned free and clear, we live considerably well below our means and have more than a year of living expenses in the bank. It's not like retirement seems in the cards any time soon, not any more.

I just wish my wife could find a decent job so we could have a back up set of benefits if mine goes kaput.

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