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>> I got my MBNA Platinum Plus introductory brochure today. The 4.9% APR are for balance transfers and credit card cash advance checks, valid until 10/98. <<

Be very careful about how new purchases are handled.

I once had a card with 19.8% interest - but I paid it off every month. Then, I took one of their balance transfer options at 5.9%. Well, every payment I made went toward the _low_ interest rate balance!!

Suppose I charged $500 in a month. I'd send in $500 for new purchases plus, say, $200 to pay down the transferred balance. Well, those scammers applied the entire $700 to the 5.9% balance. Meanwhile, the $500 I meant to pay off kept racking up $19.8% interest until the other balance was paid off.

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