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>> I'd also like to see numbers for a longer accumulation period. If you start work at 23 and retire at 63, that's a 40 year accumulation period, not 30. My hypothesis is that those additional 10 years would make a noticeable difference in the required accumulation rate. <<

True. But I suspect that most people who know from a ypung age that they really want to "retire early" want out long before age 63. I suppose 63 is "early" in that it's before full Social Security retirement age or Medicare eligibility, but I sure know I want out well before 63 if I can swing it.

Having said that, 30 years of working and 30 years of retirement drawdown? If we assume the working starts at (say) age 23, this takes you to retirement at 53 and death at 83 -- a very aggressive retirement age that leaves you at considerable risk of outliving your money (especially with no pension).

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