>> No of course not. Keep yourself alive and healthy if possible. But that doesn't mean it isn't living above your means. I mean... if it IS above your means. Whether or not an expense is necessary does not exclude it from the calculations. <<Technically true, but the usual, obvious tone of discussion here is that "living above your means" is automatically irresponsible and that any financial struggles you have for doing so are self-inflicted and your own fault. I just don't think necessary medical expenses fall into that category in the general case. Buying a $50,000 car on a $20,000 income, yes. Cancer surgery, no.#29
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