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>> Not enough information to really respond. I'll stand by my previous answer, Craig. The IRS would look to ALL of the substantive issues regarding the transactions. But giving mom a gift, only to have her give it back to you in some way, shape, or form could certainly cause you a problem. If mom has a history of giving you a $1,000 gift per year, and then, in the year that you gift her the stock and she sells it, she begins to give you $10k annually, there could be a problem.

This is a REAL grey area. And the substance will be more important than the form. <<

This gets to the heart of my question. Assume that I do give $10,000 worth of stock as a gift and in the same year mom gives me $1,000 worth of gifts of some kind or another. What I am curious to know is whether or not this $1,000 gift somehow dilutes the tax advantage of giving appreciated stocks to someone in a lower tax bracket. My assumption is that it would cause no problem because it will not even appear to be a payment for the MUCH larger gift. I ask becauuse I know that assuming things about taxes is always a bad idea.

Thank you for all of your help.

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