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>> Now if I could just turn back the clock
prior to the limitation change. <<

I wish I could turn back the clock to 2000 when I bought $4,000 of them. That was all I could afford at the time, and that was scraping the bottom of the bowl.

At 3.4% over inflation, guaranteed and tax-deferred, I'd move the time machine back to 2000 and take out a HELOC on the house in California and buy the maximum.

Oh, and sell most of my stocks for a couple of years while I was at it, too.

Ah, hindsight...

Ah yes, good old hindsight. I got some at 3.0% in 2001, but some people were even "luckier" and got 3.6% for a brief period (6 months) in 2000.

I have to wonder if they are going to set the fixed rate to zero on May 1'st (or maybe even negative :-)))
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