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>> Put simply, could the government do a bait-and-switch? <<

They could, but it's far more likely they would do something different.

They could eliminate the Roth concept at some point in the future so no additional funds could be added.

They could partially replace the federal income tax with a VAT or national sales tax and partially negate the Roth's current advantages.

But I strongly doubt they would directly "repeal" the deal in place for assets already in Roth vehicles.

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