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>> Resetting the withdrawal rate does not reduce the success rate. <<

Not in terms of backtested historical results, at least if you follow the model. The number of backtested failures would be zero.

But in reality, any reset to increase the withdrawal amounts MUST, at least to a small degree, reduce the success rate. Sure, maybe it goes from 99.8% to 99.7% (keeping in mind it's NEVER "truly" 100%), and maybe it's still relatively "safe"...but never as safe as smaller withdrawals.

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