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>> Thanks for the input, Andy. You are right, I did oversimplify. I do realize the problems you
mentioned that exist in the healthcare industry. There are even more, such as the dishonest practices
that take place.

Do you think an intermediary, ie; UPUP is in a slightly more secure position than a health care
provider would be or is the ground under them just as shaky? Although I own shares of UPUP I
have no intention of buying more. As Grider mentioned, it is just a part of what I hope is a fairly well
balanced portfolio.<<

My only problem with UPUP is that I watched it too long and missed the 15% swing. UPUP appears to be a well run intermediary. I think UPUP is going to have to compete over the longer term more and more with managed care companies or other insurers who want to do it themselves and offer the Docs an incentive to go with them. But for now, I think that UPUP is on the right path. They are clearly offering a service that is in demand. Apparently the market thinks so, since the damn price just won't go down lately, ha, ha.


- Andy
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