>> The catch is that you don't know what they will cost ten years from now since they can change the fees at any time. <<True, but since Schwab isn't charging Schwab customers any trading commission on their in-house ETFs and because changes to these funds and their fee structure are generally communicated in advance, one can easily (and with no cost) move their money if they don't like the new terms. It's not like this is an annuity with an 8% surrender charge...#29
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