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>> Unless you think that inflation will stay near zero for the next 30 years. <<

And that assumes you believe inflation *is* near zero to begin with. The CPI says so, but the cost of a modest lifestyle based on the necessities -- food, energy, health care, college, et cetera -- is nowhere *near* flat even in this "low inflation" environment today. And that will likely only be worse once "reported" inflation plcks up.

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