>>>Hmmm, well know that sometimes I come across as acerbic when I don't mean to be.<<<Me too... it happens to all of us.>>>So I went back and re-read my posts. I said, "There is a growing schools of thought that for many (if not "most") people, it is NOT a good idea to convert a regular IRA to a Roth. The more I thought about it, the more I tend to agree." I cannot read this as anything but expressing an opinion.<<<That one, yes. But not this one: "It's starting to look like this isn't a good idea for most people."As for the the Roth benefits being *indirectly* affected... yes, I agree this is a possibility (as I have stated before).>>>A1: No, there is no such tax bracker, and you are a mean-spirited rightwing extremist hatemonger for even asking the question.<<<Is this just another case of you coming across as acerbic when you don't mean to?orangeblood
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