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Author: buzman Big red star, 1000 posts Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 76418  
Subject: Re: Allocation Advice Date: 10/23/2013 10:02 PM
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>>>I think what I'm saying is that it's not quite so hard to ride out the ups and downs when you still have money coming in from a secure job. But when there is zero money coming in and no job and you are well into retirement, things look a lot different. And a lot scarier. :) <<<<

Which is why having retirement projection done professionally is important.

You make sure your withdrawal rate remains sustainable.

What you are doing is market timing and that doesn't work.
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