>>>She said she had discovered that she regarded credit cards as "Magic Money." She couldn't use them just to save carrying cash, but lost her head. So she stopped using them<<<And I have found that I am just he opposite. If there is cash in my wallet it is "free" money I just spend it without thinking. After all it never shows up on a downloaded credit card statement or as a transaction on my bank account that I will have to categorize and reconcile with my budget.
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