>>I am pretty sure my father is just a few signatures away from finally listening to my "annoying" advice and opening a Vanguard accountYeah, my Dad's been a few signatures away from Vanguard for 5 years now. :) Fortunately Mom was listening and has been reaping the rewards ever since. >>I'm thinking in may be wiser for him to simply invest in the VTSMX fund for about 10 years then and only then sell his assets and open an account with the VTXVXHow old is Dad? VTXVX is a bit bond heavy for my taste with interest rates at historic lows. If you want to spend a little time customizing his portfolio, here's one suggestion:http://www.esiguide.com/guide/step_2.htm >>Secondly I am torn between opening the account directly with Vanguard for him or passing through Scottrade The Vanguard site is far richer in content. I've spent hours analyzing my Mother's portfolio with the tools they have (tho she has Voyageur level service so she may get extra goodies). Scottrade is very bare bones, and there's no 800 number to call if you need help. Nick
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