No. of Recommendations: 0
>>You paid a small amount earlier in March, but when you look at all the charges you made and that were remaining on the card when the cycle closed, the minimum for that amount was more than whatever you paid in early March, so it wasn't the minimum payment.

Except that when rep checked, the amount that I paid was about 10x the minimum. I suspect there is a problem in the software, so that when I paid the exact amount it was viewed as completed and the new charges reset the clock for the month again.

>>I don't actually understand your method here.

Actually I didn't have a method. I usually don't use cc except if a person is going to handle the card or for larger purchases. Then I just pay it off. I try to pay ccs off right away as I have noticed interest charges if I wait for the bill.

This month my debit visa went missing, so I charged a few things I hadn't planned on charging as I don't carry much cash.


Print the post  


UGC Disclosure Notice Regarding Credit Card Posts
Community board discussions about credit cards are not provided or commissioned by banks who may have advertising relationships with The Motley Fool. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
TMF Credit Center
The Motley Fool Credit Center arms you with real tools and simple messages, that will help you in every credit situation.
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.