>I ended up accepting the offer, and when the paperwork came, I called that same day, thanked> them for the free credit report (which turned out to be from Equifax) and told them I didn't think I'd >be needing the membership.I did that some time ago and was almost completely bored with the result. All my info was correct, and none of it bad. The only thing on there I didn't expect is a credit card company (who used to send me offers weekly) was checking up on me every month for over a year. Their name was all over the report. Why would anybody do that? Should I be concerned about it?
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