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Author: foo1bar Big gold star, 5000 posts Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 121563  
Subject: Re: Current 401k funds to IRA possible? Date: 3/27/2012 1:43 PM
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Guess the company didn't choose to have that option available to us when they set up the 401k plan.
Doesn't matter if the 401k didn't have brokerage window when it was created - your employer can still add it now if they want to.

Now would be a good time to start talking to your HR department about increasing options in the 401k. Let them know that you aren't satisfied with the few options available. Even better is if you get a few people that agree with you to provide the same feedback.
If you have a company that is somewhat similar and they have a better 401k plan, use that information as well to encourage them to adjust their plan to be competitive.

Start now because Oct/Nov when open-enrollment usually is for most employers is too late. By that point the contracts are in place for the next year. If you provide feedback now, possibly HR can do something for next year.

If you don't provide feedback it may be that HR leadership says to themselves "I wouldn't use this feature, and I haven't heard anything from employees wanting it, so if it saves us $500 over the next year on our bill from Fidelity/WellsFargo/whoever we might as well drop it. Not like anyone will miss it"
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