No. of Recommendations: 0
Hal while you're still in the mood to get out of debt, CUT THE CARD!!! Cancel the account now. This will temporarily take care of your temptations to use the card. You can cancel an account with a balance still on it. You just agree to pay that off at your current terms with the cards.

And also don't feel too bad. It's not the end of the world. We all slip up. Just be glad you're slip up is less than $300.
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