Happily, my "gift" from the government will cure all. (I'm going to use it to pay back the money in my account I owe in taxes and have enough left over for a loaf of bread, assuming bread prices don't go up by then.) At least you'll get a "gift". Some of us won't, including my almost 90 year-old mother who sold some stock last year and "made" more than $75k.
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