I just got off the phone with the credit card company. They dropped my apr. It was so simple and to think I didn't even know you could do that until I got on this board!!
One card went down 5%!
The other one went down 6%!
I know this is not that much but every little bit helps! Now I can pay them off sooner and then I will cut them up!!!!!!!

Nice one, mate! Keep up the good work!

Kind regards

Nix

I just got off the phone with the credit card company. They dropped my apr. It was so simple and to think I didn't even know you could do that until I got on this board!!

Yeah, I didn't know about it, either. Sure am glad that I found the Fool!

Congratulations!!!

-j9

Congrats! Keep the music coming!

Way to go! Isn't it weird how tough it is to make that first call? What are we afraid of, that they'll laugh at us or something?

Well done - it will help tremendously over the long run, just wait and see!

Tamarian

wise12,

Congratulations and job well-done!

However, how much do you owe? If you don't mind.

This is wonderful news! This first step is getting those rates lowered! For most of the banks, it was so simple, I almost fell out of my chair. Other's took a few tries, but I got there!

However, how much do you owe? If you don't mind.

I owe a little less than $2,300 on my credit cards.
About $1,600 on a bank loan
Then $5,250 on my truck.
I also have a morgage but I am trying to sell my house.