(harbor991:) Hello Peter,I am suspecting that in addition to your skills at tax preparation that you also possess psychic abilities! For example, you are indeed correct that my disabled brother has much smaller income than both me and his other brother. And amazingly, it is a fact that his SSN is on file with the broker thus making him the "nominee". And Peter, because of both his failing memory and touch of irresponsibility, he's been known to forget important things, often resulting in his taking on more burden than necessary =============================Psychic? Hmmm... I've been inclined to credit Peter's expertise to professional education and experience, tempered by common sense. But maybe....Bill
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