I am mostly Foolish. My 401K is maxed. I have a Traditional IRA from prior jobs. As I read the IRA article(s), I could contribute post-tax to traditional IRA but there would be not much point. On the other hand, it sounds like I can open a Roth and contribute to it post tax (duh!) and enjoy tax-free payout of (alleged) gains in future. Is this correct? Thanx.
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