I am 40 and want to retire at 50. I have a 403B that kicks in at 55, IRA at 59 1/2, and social security at 62. Someone said though that I can't take the 403B at 55 unless I am still working when I am 55. But, when I stop working I can roll over the 403B into an IRA and start taking early distributions (rule of 72???) at 55 without a penalty (if I retire at 50), right? Thanks for the help.Retiree Wannabee
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