Have you heard anything about this? I was doing some research on ways to pay off my debt and came across this. They basically negotiate with your creditors for settlements. You immediately stop paying minimum payments and you start sending a payment to a shared account with the negotiator. They offer the creditors a settlement since they are getting nothing from you but you are accumulating a small amount of money that should go to minimum payments. Interesting idea? but does it work?Most all of these companies lie somewhere between crooked and incompetent. I would stay away from them, personally.Leviathan
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