Having read ahead a bit in the posts, i'd have to agree that it depends on your tax situation.Before the Roth IRA, back when i made a lot less, i was very eager to get that reduction in my taxes.I would invest in a regular IRA prior to April for the year 2000 and then again in 2001 for that year, especially if it helps your tax situation.Eventually, you will have to invest in the Roth IRA as you will possibly be making too much to benefit from a regular IRA. There was a period of two years where i contributed to both forms of IRA. Now, since contributions can't help me out in the tax department, i contribute only to the Roth.
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