UnThreaded | Threaded | Whole Thread (25) | Ignore Thread Prev Thread | Prev | Next | Next Thread
Author: CCinOC Big gold star, 5000 posts Top Recommended Fools Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 75383  
Subject: Re: IUL credits *include* Dividends Date: 9/23/2013 4:48 PM
Post New | Post Reply | Reply Later | Create Poll . Report this Post | Recommend it!
Recommendations: 0
HAVING SAID THAT...I'll also point out it is *IRRELEVANT*!

The only thing I see as relevant is how much one gets to keep commensurate with the risk one is willing to take.

Option #1: If you're unwilling to monetize the risk--which, as we see, is difficult if not impossible to do anyway--and you're able to withstand periodic huge losses, then S&P500 B&H is for you.

Option #2: If you're unwilling to watch your retirement account experience periodic huge sell-offs, then an IUL--with its safety and tax benefits--is for you provided that you understand you may (not will) end up with more in a S&P500 B&H account had you gone that route.

With hindsight being 20/20 and with no hope for conservatives so long as they're running against Santa Claus, I take option #2.
Post New | Post Reply | Reply Later | Create Poll . Report this Post | Recommend it!
Print the post  
UnThreaded | Threaded | Whole Thread (25) | Ignore Thread Prev Thread | Prev | Next | Next Thread

Announcements

The Retire Early Home Page
Discussion on accelerating retirement day.
Post of the Day:
TMFDeej's CAPS Blog

Activist Investors Unlocking Value at LSB Industries?
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Community Home
Speak Your Mind, Start Your Blog, Rate Your Stocks

Community Team Fools - who are those TMF's?
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and "#1 Media Company to Work For" (BusinessInsider 2011)! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.
Advertisement