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Having worked on some credit-card and ACH systems...

The only thing a company needs to reach into your account is a check. A check contains the bank routing number and account number.

So the poster who said all the necessary information is available to any one to whom you've sent a check was correct. I wouldn't worry about PayPal anything they do is traceable.

It's the pro's who steal your outbound checks from the mailbox and then wash or duplicate them are the ones I worry about. We don't send out any mail from our street mailbox. All goes to a street drop box or from work.

So, how do other Fool's deal with today's paranoia?
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