Hawkwin writes,Something about his math just isn't working for me. To paraphrase, he solved for 50% income replacement and found that it would take at least 10.+% but I did not see that he accounted for SS.That's true. Prof. Pfau did not include SS or pension income in his example. An income replacement of 50% plus SS (and possibly a pension) would be a luxurious retirement for most people.intercst
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