HCF,I too, have been one to enter data manually. Unfortunately, it's an endless, and tiresome process. I recently signed up at Mint.com as well. I was surprised at how complete a picture of my finances it provided me. It takes some tweaking to get things right, and it's never going to be as complete or as detailed as entering all my data, but for an overview, and being fairly pedantic and picayune about my data, I've found it to be fantastic.I'll never see the breakdown of a dinner expense split between food, drinks, meals tax, and tip like I do with my own data entry, though I could manually go through every transaction and enter that data into Mint's interface if I wanted to.I've noticed recently that we're spending too much on eating out and our grocery bill has been creeping up over the past year. It's not clear that a program would have spotted this.Mint would indeed show you this information, unless you pay for everything with cash. Mint reads all transactional data directly from the institutions where you make those transactions. So, if you enter in a checking account which has a debit card, and you enter in a credit card, all the transactions from both cards, as well as transfers in to and out of the checking account will show up. Categorization is fairly simple, and as the original poster mentioned, it can be set to auto-recognize future transactions which match similar criteria.I highly recommend people at least try it for a week or two, and if you don't like it, delete the account and don't use it. It's free, so there's nothing to lose.Paul - who still plans on entering his own data when he finds more "round to-its"...
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