He claims there is no risk, you can always make 4% per year with the ups and downs of the stock market. Is that really true? There is always risk. There may be less than other options but there is always risk.No disrepect intended but as someone that somethings recommends annuities to clients, I get the impression that your friend is more concerned about their commission than about your friendship.There are all sorts of potential downsides to this that they do not appear to have disclosed.
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