helen,Plus, five years is a fair amount of time to outlast a bear market, yet is a pretty small percentage of our portfolio.Can you please clarify that statement for me? If I am not mistaken, you indicated that you wanted to have an income of $70k annually. If you put 5 years worth of that into laddered CDs, that would be a rather large percentage of the $800k - $1million portfolio you were looking to have, would it not?I assume that I have missed something as I have read over this thread but I just wanted to ask.dt
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