Hello 50Ozi, it's my pleasure to answer your questions. Our business continuity plan can be found on our website and is located right here: http://www.firstrade.com/public/en_us/welcome/aboutfirstrade.... Take a look at it and if you have any follow-up questions or concerns about it, I would be more than happy to address them. I'm not sure if you should compare us to Morgan Stanley. Remember, we are a discount broker while Morgan Stanley provides full-service. As for investment choices, we offer stocks, options, mutual funds, ETFs, bonds, and CDs. For a more detailed look at exactly what we provide, take a look at this page: http://www.firstrade.com/public/en_us/productsservices/inves.... If there's anything else that is unclear, I would be more than happy to provide further clarification. Regards, TCFirstrade.