Hello Fellow Fools!Credit Cards, bah hum bug! It is comforting to know that others are in the same boat (maybe its a ship).I am also in hugh credit card debt, due to bad business decisions and a divorce (guess that would be bad personal decisions, huh?). It is really tough to get credit card companies to work with you, however, some of them will. One company will only work with you if you have been 90 days deliquent. Others aren't very nice.I guess that biting the bullet is the only way to dig out. I only hope that I live that long. The real pits, is that it makes it very difficult to buy a house or any other tax write offs.However, I am thankful that I have a good job and good health, those two things, even good credit can't buy.