Hello.Good questions, hard questions, the ones we all have :-)One small suggestion..one way to get a better handle on yourexpected rate of inflation (kind of analogous to gettinga better life expectancy figure by looking not at averagesfor the entire country for narrowing to folks who matchyour health profile) would be to try to get, at least a bit,more confidence by looking into your 'personal inflation rate'Don't know of a formula but some questions to ask oneself may include:..how much health care will we likely need (compared to the averageamerican, about the same, more than average, less?)..what kind of care will we most likely want/need? some willhave a higher rate of increase in the coming decades, than otherkinds..how much driving, and airplane flying will we do? (energy prices going up)..if you're rent/mortgage-free, how much will repairsand property taxes likely to increase in my area? will goup faster in some areas, slower in othersYou know yourself much better so your list will be muchbetter than mine but this is just as a way to getone started on the kind of process where at the end you mightdecide what your household's inflation rate might be ,or at least whether it's likely to be higher or lower orabout the same as the 'average' persons' inflation rate..Hope this is helpful. By the way is that 6% after inflationor before? Are you only assuming 2%/yr after inflation? That would be on the very low side, perhaps unrealistically so, unless yourequities are a very small portion and it's mostly bonds and cash..
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