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I'm about to open an IRA with Vanguard starting with about $3,500. I am 32, and have over $10,000 in my employer's 401(k), mostly in aggressive funds. My question is how should I allocate my new IRA? I will be contibuting about $100 monthly to it. I am tempted to just put it in one fund, probably VFINX. But reading previous posts, I am thinking about putting 20-25% in the REIT fund. Any thoughts?

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