My grandmother, age 94, has decided she no longer feels up to managing her money, and wants me to "take over." She is just about to go from a relatively independent apartment to an assisted living situation, and - I fear - her modest pension will no longer be enough to meet her expenses. Her assets total about 70,000 in various odd accounts that fast talking salesmen have convinced her to buy into, and she gets about 5 to 6 percent return on non FIDC insured accounts. I need both income and safety. I am a joint tenant on all of her accounts, and will have a power of attorney as well. Basically she just wants the bills to come to me and doesn't want to think about this stuff anymore. Where do I start?