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At the advice of one of the members, I am reposting my request. I am looking for ideas/guidance on how to get out of debt. Also, what time frame are we looking here? Pertinent info: we make ~$110 000 annually, before taxes. We have one child, 16 months old (Yes, we've started a college fund! Plus she has savings account) My car has 20 payments left of 338.39, at 5.9% interest. His car is paid off, but is 12 years old, 230 000 miles. Mortgage on house is 159 200 at 7.5 %.

Here goes
Optima Platinum $7030.34 at 15.99% (mine)
Optima Platinum $6610.17 at 13.72% (husband)
American Express $5250.34 at 14.74%
Optima consolidator $8200.13 think rate is 12%
PFCU Visa $18 334.63 at 10.9%
SS Mastercard $8300.59 at 8%
Also have consolidation loan for $15 861.55 at 12.9%
Line of credit $7253.51 at 14.99%

We have agreed to track expense for 1 month starting 8/1/02.

Appreciate any help you all can provide!

Thanks!
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