I am 24 and about to start career. My father started a Roth IRA for me with Merrill Lynch. I have a few questions....1. It was started about 1.5 years ago and I have no idea have they have the funds allocated. Do I just call them up and tell them what fund, index fund, etc that I want the funds in?2. Is there anyway to trach investments online with ML?3. Can you put the money in RIRA in individual stocks?Answers to any of these questions would be appreciated...
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