No. of Recommendations: 6
Here are a few things that have helped to live on less and find money to pay off debt.

1. Costco or Sam Club phone card and cancel long distance.
2. Sell stuff you don't need (declutter your home) at consignment stores, eBay and garage sales.
3. Don't buy clothing for one year.
4. Make gifts
5. Cook from scratch and make a menu and list for what you need.
6. Wash in cold
7. Use half the soap for everything (clothes, dishes, shampoo, toothpaste)
8. Buy generic
9. Turn the heat down and wear a sweater
10. Turn the water off when you brush your teeth
11. Time your showers to 5 minutes
12. Put a filled with water mason jar in the toilet tank
13. Decrease your garbage can or pick up and recycle more
14. Take aluminum cans in for cash
15. Increase the deductibles on your car and home
16. Plant a garden
17. Hang your clothes to dry
18. Use vinegar in water to clean floors and a bleach solution in a spray bottle to clean the bathrooms.
19. Entertainment can be free or close to it. The library, beach, park.
20. Evaluate your habits. Smoking, drinks, new books, movies...all cost $.

L
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