Here is the plan. For myself - Open IRA account with 4k with the broker - Put them into say FF4 or RP4, depending on what you all suggest. For my spouse - Open IRA account with 4k with Vanguard - Put them into the 500 Index fundWhy won't you put your spouse into the FF4/RP4 too? One more thing. I have a brokerage account with Ameritrade. They are advertising a No setup fee, No annual fee IRA account. Is that all I need to hear about their IRA account?You may or may not care if they have an exit fee. If you choose a Cash King portfolio in the future, you may want them to have a free DRiP plan. Since IRA stocks are held in street name, you can't participate in company-sponsored DRiPs.Zev
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