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Here on this board an a couple of others we generally frown upon people who live above their means. We have had thousands of posts regarding the trouble they are in, what they are doing to themselves and their families, and how dangerous it is to live above your means. So when you wrote that people who have medical debt are just living above their means, it certainly read as though you had nothing but contempt for people who spent money for something they couldn't afford, even if it was something they would die without. So I don't think that we misread you. You wrote something that wasn't clear.

Among the thousands of post establishing that perspective of LAYM, don't we usually exclude necessary medical expenses from it? Why is the assumption here that I meant to include it in such a light? Isn't the more logical assumption that I intended only to be technically accurate?

Either way, sorry for the disruption.

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