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Author: lovingrose Big gold star, 5000 posts Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 1040  
Subject: Here's a business opportunity Date: 5/19/2011 5:39 PM
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I live on the Illinois side of the St Louis metropolitan area. A client of mine gave me her car to drive in February for one year while she's in Iraq. She asked me to take a driver safety course online so she can get lower insurance rates since my driving record is better than her's.

I found out Illinois does not accept online courses for insurance discounts. I've called Geico several times to get phone numbers of on-site courses. Most of them are anywhere from one- to two-hours' drive away. The vast majority are around Chicago. The only course I found locally is through a senior center; it's not until the end of June and is only offered every two months.

The local state police safety officer left a voice mail saying I should check with farm bureaus.

I finally found a course for this Saturday in St Louis. I'm keeping my fingers crossed that Illinois will accept it. The company giving the class has assured me that IL will, or my money will be refunded.

With about 300,000 people in the metro-east area, I think it's a heck of a business opportunity for someone.
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Author: NoIDAtAll Big funky green star, 20000 posts Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: 1030 of 1040
Subject: Re: Here's a business opportunity Date: 5/20/2011 12:14 AM
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I think there are a number of classroom courses around the Metro East Area: http://www.aarp.org/applications/VMISLocator/dspLocations.ac...

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Author: lovingrose Big gold star, 5000 posts Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: 1031 of 1040
Subject: Re: Here's a business opportunity Date: 5/20/2011 5:47 PM
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Thanks for the link. I'm already signed up for one in MO tomorrow, but if Geico doesn't recognize it, I'll be looking for something else.

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Author: NoIDAtAll Big funky green star, 20000 posts Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: 1032 of 1040
Subject: Re: Here's a business opportunity Date: 5/21/2011 9:20 AM
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You also might try an Illinois Drivers Services Facility - The places where you take tests for your driver's license and can obtain vehicle registration plates, etc. I owned an insurance agency across the parking lot from one. An insured once asked me, when I told her about the 5% discount (State mandated since the late 70s/early 80s) where she could take such a course, I called the facility and they told me where the nearest class was provided - in Caseyville, IL, at the time.

Incidentally, should you buy a vehicle, you can pay the Illinois Sales/Use tax, title and registration fees and receive permanent plates on the spot without additional charge at the "full service" facility located at 19th and Edison in Granite City, IL. I figured it wasn't worth my time, work and expense to become a licensed Illinois Remittance Agent, when one was so close, didn't charge a "for profit" fee and issued permanent plates on the spot. Illinois DNR (Department of Natural Resources) offers online fishing and hunting licenses. It's pretty tough to make money as an Illinois Remittance Agent, unless you have access to a significant client base that is pretty lacking in research abilities, or an interest (or the time it takes) to learn and apply the ability to research.

Bob

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Author: lovingrose Big gold star, 5000 posts Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: 1033 of 1040
Subject: Re: Here's a business opportunity Date: 5/21/2011 4:12 PM
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My bank is now a remittance agent, which is convenient for people who live out that way (Fairview Hts/Swansea). And of course they would have the client base.

I also think a lot of times people opt for convenience -- not necessarily not wanting to research. I did that when I needed to expedite my title -- went to Granite City only to find out they couldn't expedite it for some reason. I think the title had not been sent to me when I moved back here from New Mexico in 2001.

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