Here's the question. Obviously, they will not be taking any 401(k) money from our next check - the last of the year, but will we still get the 4% match since our contribution rate is still set above that amount?Maybe, maybe not. You'd have to read the Summary Plan Description provided to all 401(k) participants. Some employers only match contributions as they are made, so there's no match if the contribution from that paycheck is zero. Other employers do a year-end "catch up" or "true up" match based on annual contribution.
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