Hey CLT, I've held JNK in one of my IRAs for about a year and have been pleased with the dividend and the appreciation. The dividend for PHB appears to be a bit lower and the expense ratio a bit higher. That's probably why I chose JNK. Given how well it's done compared to stocks, I wish I had bought more. I think if you have room for something like HY in your portfolio it's a good choice.Best always.
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