Hey everyone

Thanks to all those who replied, I appreciate your feedback.

I understand that there is a risk of there being no tenants and me having to cover the expenses, but I do have a secure job and make a reasonable income, especially considering I live at home and my expenses are very low. So, in a case like that, I would be able to cover expenses and paying my line of credit. So I would never run into the risk of "screwing" my dad over.

I just figured that with such a low interest rate, I don't really need to make a down payment. I could, but I would rather leave that money for stocks and let someone else build my equity. My intention isn't to sell in three years, I can afford to keep the house forever and just collected rent payments. I was just hypothetically thinking that IF I got married and had like 3 kids in 4 years And needed to sell the house, I could and maybe reep a little profit. But that's a massive IF and won't happen cause its not what I want. My plan is to slowly pay the house and keep it for as long as I can, until the housing marker in Vegas does bounce up a reasonable amount, but I would be I'm no rush and still be able to afford to move out on my own in about 3 years. Maybe I didn't make myself that clear. But there is always a risk of something happening, but I have made sure that I am minimizing it to its smallest degree, I guess the biggest one is have a secure job that pays well.