Hey, I like your answers. You know the prices where you want to live. I'd say hold out for the 2 bedroom you want. Congratulations on the matching 401 k and IRA. I like the idea that you're planning to pay off the mortgage with extra payments toward principle.With these details, I feel more comfortable saying that you are patiently (and eagerly) looking forward. My own preference is to not owe money on my credit cards, but that comes from a personal bent to do without, rather than any great rational thought. You've explained that you will make more interest with the CD than the card is charging you right now, so as long as you are making progress towards paying off the debt, the plans sound good.
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