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Hey Rich,

I see that you have your thinking cap on this morning. I do have IRA, ROTH, and personal accounts at Schwab, and a stock transfer as a required minimum distribution would work fine. Couple of things to consider: do I want dividend paying stocks in my personal account, and also how Uncle Sam gets his share of the distribution from the IRA. Of course a sale of enough ETF shares to pay taxes is simple enough.

I appreciate the input.
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