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Hey Tom.

I'm in the same boat with the old 401k (actually mine's a 403 ). Maybe the worst part of the whole mess is knowing that the jerkass insurance salesman who blatantly lied to me while i was investigating the plan gets huge dollars from the scheme. I tried for a few months to get my employer to add another provider but they said it would be too much work. (Whatever!)

BUT! Check this out.

I have a nonretirement account with Janus Enterprise fund which is similar to my main fund in the 403b ("MFS Emerging Growth Cos"). All the bogus fees notwithstanding, the MFS fund has TROUNCED the Janus one this year.

Something to consider.
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